body {
	margin:0px;
	padding:0px;
	font-family: arial, helvetica, verdana, sans-serif;
	background-color: #D7DCE3;
}

/* text -start */
p {
	font-family:Arial, Helvetica, sans-serif;
	font-size: 10pt;
	margin:0px 0px 16px 0px;
	padding:0px;	
	}
	
p.nomargin{
	margin:0px;
	padding:0px;
}
p.p12{
font-size: 12pt;
}



h3 {
	font-size: 14px;
	font-weight: bold;
}
	
p.indent{
	margin-left : 1em;
}	


	
.p2 {margin:0px 0px 0px 0px;
	padding:0px;}
	
.style9 {color:#4B6F8D;
font-size: 12px;
 }

#please_read p {
font-size:11px;
margin:4px}




.purple {color:#663399;}
.pink {color:#FF00FF;}
.green {color:#339900;} 
.blue {color:#0033CC;}
.red {color:#FF0000;}

.underline { text-decoration: underline;}

.bigger {
font-size: larger;
}

	
.lg {
	color: #FFFFFF;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	
}
a.lglink:link  {
color: #FFFFFF;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	

}
a.lglink:visited  {
color: #FFFFFF;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	

}
a.lglink:hover  {
color: #FFFFFF;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	

}
a.lglink:active  {
color: #FFFFFF;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
}
.or {
	font-size: 36px;
	font-style: italic;
	margin:0em;
}


/* left_column text*/
a.email {
color: #0077AA;
font-family: Arial, Helvetica, sans-serif;
font-size:12px;
}


/* text -end */

 
 
/* links start*/
a {	color:#07a;
	text-decoration:underline;
	font-family: arial, helvetica, sans-serif;
	}
a:link {
	color:#07a;
	}
a:visited {
	color:#336699;
	}
a:hover {
	background-color:#EEEEEE;
	}



a.red:link {
	color: #FF0000;
	font-size:12px;
	font-family:Verdana, Arial, Helvetica, sans-serif;
}
a.red:visited {
	color: #FF0000;
	font-size:12px;
	font-family:Verdana, Arial, Helvetica, sans-serif;
}
a.red:hover {
	text-decoration: underline;
	color: #FF0000;
	font-size:12px;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	background-color:#ffffff;
}


/* links -end*/





/*page sections -start*/ 




#page_container{
	background-image:url(http://www.reversemortgagecrowds.com/images/shadow.jpg);
	background-repeat:repeat-y;
	margin:0px auto;
	width:980px;
	padding:0px 10px 0px 10px;	
}

#header {
	float:left;
	width:980px;
	margin: 0px 0px 1px 0px;
	padding: 0px 0px 0px 0px;
	height: 95px;
	background-color:#7599BB;
	}

#left_column {
	float:left;
	width:185px;
	margin: 0px;
	padding:0px;	
	background-color: #ffffff;	
	margin: 0px;
	padding:0px;
	}


#content {
	
	margin: 0px 0px 0px 185px;
	border: 0px solid blue;
	padding-left:22px;
	padding-top: 20px;
	width:588px;
	background-color: #f7f7f7;	
	}
	
#right_column {
	float:right;
	width:185px;
	margin:0px;
	padding:0px;
	background-color: #ffffff;	
	}

#footer {
	margin:0px auto;
	padding: 0;
	font-size : xx-small;
	width:1000px;
	background-image:url(http://www.seminarcrowds.com/images/shadow_bottom.jpg);
	background-repeat:no-repeat;
	
}







/*page sections -end*/ 




#home_text{
padding:5px;
}

#home_text p{
color:#344E63;
}

#please_read{
background-color:#dcf2ff;
width:570px;
padding:5px;
margin:0px auto;
border: 2px dotted #000000;
}





/* 
contact page formating start
*/
div.contactInfo{
margin-left:0px;
padding-left:1em;
}
div.contactBlock{
display: block;
float:left;
margin-left:1em;

}
div.Section1
	{page:Section1;
	padding-left:5px;
	padding-right:5px;
	}
#apply_now_text {
margin:0px;
padding:5px;
}


/* 
contact page formating start
*/
div.ContactInfo2{
font-family: Arial, Helvetica, sans-serif; 
font-size: 10pt;
color: #000000; 
margin-left:0px;
padding-left:1em;
}
div.contactBlock2{
display: block;
float:left;
margin-left:1em;

}